Converge is a complete hosted payment solution that instantly transforms your computers into virtual payment terminals. Accept a full range of payment types — from credit and debit cards to electronic checks and gift cards. Process transactions in physical face-to-face, mail order/telephone order, or e-commerce environments. Easily handle recurring and installment payments, plus reduce your risk and compliance headaches by letting us protect your financial data and ensure you’re in compliance with the latest industry standards and regulations.